Bring Home the Tata Punch for Just ₹50,000 Down: Full Financing Breakdown and Features

Tata Motors continues to dominate the compact SUV segment in India, and its popular Tata Punch has emerged as a value-packed offering. If you’re considering driving home this stylish micro SUV on a budget, you can now do so with just ₹50,000 down payment. Here’s everything you need to know about the pricing, EMI, loan breakdown, and key specifications of the Tata Punch base variant.

Tata Punch Tata Punch Pure MT On-Road Price in Delhi

The Tata Punch Pure MT, which is the base variant, comes with an on-road price of approximately ₹6.62 lakh in Delhi. This includes:

• Ex-showroom price: ₹6 lakh

• RTO charges: ₹31,367

• Insurance: ₹30,932

• Additional charges: Miscellaneous dealership and logistic fees

Prices may vary slightly depending on dealership location and insurance provider.

EMI Details with ₹50,000 Down Payment

For budget-conscious buyers, a down payment of ₹50,000 significantly eases access to this compact SUV. Assuming a 9% annual interest rate:

• Loan amount: ₹6.12 lakh

• Loan tenure (5 years): Approx. ₹13,000 EMI/month

• Loan tenure (7 years): Approx. ₹10,000 EMI/month

Over 5 years, the total interest paid would be around ₹1.50 lakh, bringing the total cost of ownership to roughly ₹8.20 lakh, inclusive of all fees and interest.

Engine Performance and Mileage

The Tata Punch Pure MT variant features a 1.2-litre, 3-cylinder petrol engine that generates:

• Power: 87 bhp

• Torque: 115 Nm

• Transmission: Manual gearbox

With an ARAI-claimed fuel efficiency of 18 km/l, the Tata Punch is well-suited for both city commutes and weekend drives, delivering performance with cost-effectiveness.

Final Thoughts

If you’re looking to buy a capable and stylish micro SUV without breaking the bank, the Tata Punch offers an attractive entry point with competitive financing options. With just ₹50,000 down, you can drive home a vehicle that blends performance, style, and affordability in one compact package.